Terms of Service

Please read these Terms of Service ("Terms") carefully before using https://luminousliving.online (the "Site") operated by {{PRODUTO}} ("we," "our," or "us").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

SECTION 1 – GENERAL CONDITIONS

By using this Site, you represent that you are at least 18 years old or the age of majority in your jurisdiction. You may not use our services for any illegal or unauthorized purpose.

We reserve the right to refuse service to anyone for any reason at any time.

SECTION 2 – COACHING PROGRAMS AND SESSIONS

Our coaching programs and sessions are delivered exclusively online through the Site. We reserve the right to limit enrollment to any person, geographic region, or jurisdiction.

We have made every effort to describe our programs accurately. Program content, structure, and scheduling may be updated over time.

We reserve the right to:

SECTION 3 – ACCURACY OF INFORMATION

We are not responsible if information on the Site is not accurate, complete, or current. The material on this Site is provided for general information only.

SECTION 4 – BILLING AND ACCOUNT INFORMATION

You agree to provide current, complete, and accurate purchase and account information. You agree to promptly update your account information as needed.

SECTION 5 – THIRD-PARTY LINKS

Our Site may contain links to third-party websites. We are not responsible for the content or practices of these sites. Use of third-party sites is at your own risk.

SECTION 6 – USER CONTENT

If you submit content to our Site (reviews, comments, etc.), you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display that content.

You agree not to submit content that is:

SECTION 7 – PERSONAL INFORMATION

Your submission of personal information is governed by our Privacy Policy at https://luminousliving.online/info/privacy.html.

SECTION 8 – SMS/TEXT PROGRAM TERMS

By signing up for the {{PRODUTO}} Text Program ("Program"), you agree to these terms and authorize {{PRODUTO}} to deliver promotional and other text messages to your designated mobile phone number, including via automated technology.

Program Description:

The Program provides subscribers with promotional offers, product updates, shipping notifications, and other marketing messages via SMS/MMS.

Consent:

By providing your mobile phone number and opting in, you expressly consent to receive recurring automated marketing text messages. Consent is not a condition of purchase.

Message Frequency:

You may receive up to 10 promotional messages per month. Message frequency may vary. You may also receive transactional messages (order confirmations, shipping updates).

Costs:

{{PRODUTO}} does not charge for the Program. However, message and data rates may apply depending on your mobile carrier plan. Carriers are not liable for delayed or undelivered messages.

Opt-Out:

You can unsubscribe at any time by replying STOP to any message or emailing {{EMAIL}}. After opting out, you will receive a confirmation message.

Help:

For help, reply HELP to any message or contact us at {{EMAIL}} or {{TELEFONE}}.

Supported Carriers:

The Program is supported by major US carriers including AT&T, Verizon, T-Mobile, Sprint, U.S. Cellular, and others.

Privacy:

Your phone number and opt-in consent will not be shared with third parties for their marketing purposes. See our Privacy Policy for more information.

SECTION 9 – DISCLAIMER OF WARRANTIES

The Site and all programs and services are provided "as is" and "as available" without warranties of any kind, express or implied.

We do not warrant that:

SECTION 10 – LIMITATION OF LIABILITY

In no event shall {{PRODUTO}}, our directors, officers, employees, or affiliates be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or our coaching services.

Our liability shall not exceed the amount you paid for the program or session in question.

SECTION 11 – COACHING DISCLAIMER

{{PRODUTO}} provides life coaching services for educational and personal development purposes only. Coaching is not therapy, counseling, psychotherapy, or medical care, and it is not a substitute for professional medical or mental health advice, diagnosis, or treatment.

If you are experiencing a medical or mental health concern, please consult a licensed healthcare professional.

Coaching is a collaborative process and individual experiences vary. We make no guarantee of any specific outcome, result, or timeframe; your results depend on your own participation, effort, and circumstances.

SECTION 12 – INDEMNIFICATION

You agree to indemnify and hold harmless {{PRODUTO}} and our affiliates from any claims, damages, or expenses arising from your violation of these Terms or your use of the Site.

SECTION 13 – GOVERNING LAW

These Terms shall be governed by the laws of the State of {{ESTADO}}, United States. Any disputes shall be resolved in the courts of {{ESTADO}}.

SECTION 14 – ARBITRATION

At our sole discretion, we may require disputes to be submitted to binding arbitration under the Rules of the American Arbitration Association.

You waive the right to participate in class action lawsuits or class-wide arbitration.

SECTION 15 – CHANGES TO TERMS

We reserve the right to update these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Site constitutes acceptance of changes.

SECTION 16 – CONTACT INFORMATION

Questions about these Terms should be sent to:

{{PRODUTO}}

{{ENDERECO}}

{{ZIP}}

United States

Email: {{EMAIL}}

Phone: {{TELEFONE}}